How we calculate
CreatorFinance.tools exists so creators can see a realistic net — after fees, costs and a simple tax reserve — without signing up or sending numbers to a server.
Fee defaults last reviewed: August 2026
Public formulas
Each calculator publishes the exact formulas it uses. Inputs are editable so you can match your dashboard, contract or country. We never hide a “secret RPM” or promise guaranteed income.
Sources and recency
Default fees and RPM-style rates are planning assumptions based on publicly described platform models (for example YouTube RPM in Analytics, OnlyFans’ widely published 20% platform fee, Etsy’s published fee layers, TikTok Creativity Program rewards). Defaults show a “reviewed” month on each tool. Platforms change terms without notice — always verify in your own account.
Editorial independence
The formulas are independent of advertisers. CreatorFinance.tools does not run ads and does not use affiliate links.
Privacy by design
Calculations run in your browser. Optional local storage remembers the last scenario on this device. Share links put numbers in the URL on purpose. We do not require an account.
Estimates, not advice
Results are educational planning estimates. They are not tax, legal, investment or financial advice and they do not replace a Steuerberater, lawyer or accountant.